Together in Christ: 'Only One Debt' — Romans 13:8

Monday, July 7, 2025

Owe nothing to anyone — except for your obligation to love one another. If you love your neighbor, you will fulfill the requirements of God's law.

Key Thought

Paul emphasized that we should have only one ongoing debt: [1] We must love one another and our neighbors. [2] We love because God loved us first and demonstrated that love through Jesus. [3] Since God loved us, we should love one another. [4] Loving our neighbor fulfills the legal requirements of God's laws in the Torah because it is the underlying principle of the law. However, our ultimate "obligation" is to Jesus. While He gave us the gift of grace, love, mercy, and salvation freely, the Lord is emphatic: God's love should lead us to share our love with others. [5] We can't claim to love God, Whom we haven't seen, and not love each other and neighbors whom we have seen. [6] It's that simple. Our only ongoing debt is to love others as we have been loved!

[1] The NIV translates the first part of today's verse as "Let no debt remain outstanding…" (Romans 13:8 NIV). That wording involves some interpretation of the Greek but is consistent with many commentaries on this verse. The rationale is (a) that the preceding two verses (Romans 13:6-7) talk about specific debts that should not be left unpaid, (b) that, in the first part of today's verse, Paul then generalized the preceding instructions to say that we must pay all our debts, and (c) that the remainder of the verse is also talking about a debt that must be paid.
[2] Matthew 22:36-40.
[3] 1 John 4:7, 10.
[4] 1 John 4:11-12.
[5] John 13:34-35.
[6] 1 John 4:20.

Today's Prayer

Father, I confess that while some people are easy to love, others are challenging. Thank You for pouring Your love into me through the Holy Spirit to empower me to love people I would not, and could not, normally love. Lead me to people who need Your love, and show me how to share that love in ways that reach their hearts! In Jesus' name, I pray. Amen.

Related Scripture Readings

  • 1 John 3:16-18, 4:7-12
  • Romans 5:6-11

Have thoughts on this devotional? Leave a comment

9 Related Resources by Heartlight

Illustration

Illustration of Romans 13:8 NLT — Owe nothing to anyone — except for your obligation to love one another. If you love your neighbor, you will fulfill the requirements of God's law.

Other Devotionals from Heartlight for Monday, July 7, 2025

A daily devotional featuring wise counsel found in Scripture.
"Jesus replied, "What is impossible with men is possible with God.""
A daily devotional about the work of the Holy Spirit in our lives.
"Those who live only to satisfy their own sinful nature will harvest decay and death from that sinful nature. But those who live to please the Spirit will..."
The classic twice-daily devotional from Charles H. Spurgeon.
"Seeing that we have such a God to trust to, let us rest upon him with all our weight; let us resolutely drive out all unbelief, and endeavour to get....."
A daily devotional about God's power for our battles.
"I have complete confidence in the gospel; it is God's power to save all who believe, first the Jews and also the Gentiles. For the gospel reveals how...."

About This Devotional

Together in Christ is a daily devotional that focuses on what Scripture teaches about godly living in relationships.

'Together in Christ' is written by Phil Ware.

Scripture quotations are taken from the Holy Bible, New Living Translation, copyright ©1996, 2004, 2007, 2013, 2015 by Tyndale House Foundation. Used by permission of Tyndale House Publishers, Inc., Carol Stream, Illinois 60188. All rights reserved.