Together in Christ: 'Avoid Money Misunderstandings!' — Proverbs 11:15

Wednesday, July 8, 2026

There's danger in putting up security for a stranger's debt; it's safer not to guarantee another person's debt.

Key Thought

Money misunderstandings break up families, friends, business partners, and brothers and sisters in Christ. Not only is "the love of money the root of all kinds of evil," [1] but putting up security or lending money to others possibly can lead to disastrous misunderstandings. When we help someone, those possible misunderstandings can be avoided by remembering Jesus' teaching about loving and helping others without expecting a return. [2] Yesterday's relationship devotional warned against any ongoing debt to anyone other than the debt we have to love them. Today's proverb warns not to secure a stranger's debt. If we ignore this principle and forget Jesus' teaching about lending, [2] we can put ourselves in danger. If we choose not to get into the lending and borrowing game with others, we must find other ways to help those in need so our choice isn't interpreted as a lack of concern. We must avoid potentially untenable and unhealthy financial obligations that can lead to misunderstandings. We must keep these kinds of financial debts out of our relationships [3] with our brothers and sisters in Christ. When we help others, we do so to bless and restore them, not to make them indebted to us! [4]

Today's Prayer

Father, guide my heart and give me the wisdom to know best how to help others in need and avoid getting into financial agreements with them that place one or the other of us under any ongoing obligation other than to love each other. Father, I appreciate the example of generosity in the early church - a generosity offered without expectation or obligation. Please open my heart to understand how best to help my needy brothers and sisters. In Jesus' name, I ask for this guidance. Amen.

Related Scripture Readings

Have thoughts on this devotional? Leave a comment

Illustration

Illustration of Proverbs 11:15 NLT — There's danger in putting up security for a stranger's debt; it's safer not to guarantee another person's debt.

Other Devotionals from Heartlight for Wednesday, July 8, 2026

A daily dose of Christian quotes to inspire and encourage.
"In the total expanse of human life there is not a square inch of which the Christ, who alone is sovereign, does not declare, "That is mine!""
A daily passage of Scripture emphasizing praise to our God.
"Praise the Lord with melodies on the lyre; make music for him on the ten-stringed harp. Sing a new song of praise to him; play skillfully on the harp,..."
A daily devotional featuring a Bible verse, thought and prayer.
"These are the words of the Amen, the faithful and true witness, the ruler of God's creation. ... "Here I am! I stand at the door and knock. If anyone hears my....."
The classic twice-daily devotional from Charles H. Spurgeon.
"The child is cheered as he sings, "This my father knows"; and shall not we be comforted as we discern that our dear Friend and tender soul-husband..."

About This Devotional

Together in Christ is a daily devotional that focuses on what Scripture teaches about godly living in relationships.

'Together in Christ' is written by Phil Ware.

Scripture quotations are taken from the Holy Bible, New Living Translation, copyright ©1996, 2004, 2007, 2013, 2015 by Tyndale House Foundation. Used by permission of Tyndale House Publishers, Inc., Carol Stream, Illinois 60188. All rights reserved.